Tom worked so hard for us to get us into our first home. As a military family searching for a relocation home I couldn’t imagine a better realtor for the job! It was a stressful week and he made it as easy as he could for us.
Amanda and J
Although the Province has just announced the 15% Non-Resident Speculation tax, there are already more questions than answers. Here is what you need to know. The tax is for non-residents of Canada buying 1-6 residential units in the Golden Horseshoe area of Ontario. This tax is in addition to any Land Transfer Tax payable. It…
OTTAWA, May 3, 2017 – Members of the Ottawa Real Estate Board sold 1,795 residential properties in April through the Board’s Multiple Listing Service® System, compared with 1,711 in April 2016, an increase of 4.9 per cent. The five-year average for April sales is 1,613. “The April resale market continued its upward trend in units sold,…
A real estate transaction can be an exciting thing to experience, but it can also be nerve-wracking and stressful. Your experience will largely depend on the circumstances surrounding your transaction and, perhaps more importantly, the agent you’re working with. A great agent will not only get you over the finish line to the best of…
Effective March 17, 2017, Canada Mortgage and Housing Corporation (CMHC) and Genworth Canada are increasing premiums for mortgage loan insurance. The higher premiums will impact homeowners with an insured mortgage with a loan to value greater than 65%. What you need to know – keeping in mind that loans under 80% loan to value…
I’ve had the pleasure of working with Tom on two separated occasions. First time as a first time home buyer and the second has a first time home seller. Needless to say I had zero to little experience in the real estate realm. It was important for me to find an agent in which I…
Thank you very much for coming over today and helping us with the fireplace. Thank you as well for the lovely bottle of wine which we are keeping to drink when we are finally settled and can enjoy it and thank you as well for the lovely comments on your card. It’s been a pleasure…
We appreciate the outstanding customer service that Tom Sapinski provided us in the sale of my mother’s home and the recent sale of our home and the purchase of… our new home. Tom is very knowledgeable and has his finger on the pulse of the housing market. He is genuinely interested in helping his clients.…
For those looking for a deal, distressed and foreclosed properties (called “power of sale” in Ontario) can offer a great opportunity. Lenders are looking to unload the property and will often offer a discount to do so quickly. But the process of buying a foreclosed home can differ a little from traditional home sales. Here are some things…